What Does It Mean?
Total Return
Net profit (rental income + capital gain minus all costs) expressed as a percentage of the original purchase price. This is your overall ROI.
Break-Even Point
The number of years for net rental income to fully cover the total purchase price and all costs, at which point your investment becomes profitable.
Future Value
The estimated property value at the end of the holding period, calculated by compounding the annual appreciation rate over the number of years held.
Total Costs
The sum of all costs over the holding period: mortgage interest, IRAS property taxproperty tax, condo fees, maintenance, and initial acquisition expenses.
Total Net Rental Income
Cumulative net rental income over the entire holding period, calculated after deducting the expense ratio from gross rent.
Capital Gain
The increase in property value over the holding period, based on the annual appreciation rate compounded over time.
How Is It Calculated?
Total Return
Break-Even Point
Future Value
Capital Gain
Where to Find This on ShiokNest
- Buy-to-Rent ROI Calculator
- End-to-End Investment Calculator
- Buy-to-Live ROI Calculator
Look for the tooltip icon next to this metric on ShiokNest for a quick reminder of its definition.
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This glossary article is auto-generated from ShiokNest's financial data and updated periodically. Rates and figures are current as of March 2026. Check official sources for the latest.